Recent articles by Gina Freeman Page 4
Not All Debt Is Evil – Here’s the Kind That Works for You
Tips and Advice|
September 4, 2025
What is the difference between good debt vs bad debt? Understand how to leverage good debt for your financial growth, while avoiding the pitfalls of bad debt.
Your Wallet’s Really Struggling – Time to Budget Better
Tips and Advice|
September 4, 2025
The 50/30/20 rule is budgeting technique to divide your monthly after-tax income into three categories: income 50% for needs, 30% for wants and 20% for savings.
Personal Loan Rates Are at a Low – Should You Jump In Now?
Tips and Advice|
September 4, 2025
According to the Federal Reserve Bank, average personal loan interest rates hit their lowest point in 2023. Learn how to get the lowest rate.
AmONE 101 – What to Know Before You Apply
Tips and Advice|
September 4, 2025
AmONE is a legitimate, free service that matches consumers to real direct lenders in their states. Learn crucial factors to identify legitimate loan companies.
Title Loan or Personal Loan – Which Ones Fits Your Game Plan
Tips and Advice|
September 4, 2025
Title loan terms are much shorter, often between $100 and $500. Both of these loans can be helpful. Learn about personal loans vs. title loans to choose from.
Cash Advance or Personal Loan? Choose the One That Won’t Burn You
Tips and Advice|
September 4, 2025
Cash advance and personal loans are ways to borrow money. If you have good or excellent credit scores and don't need high-interest rates select personal loans.
Credit Score in the Dumps? This Is Your Comeback Plan?
Credit|
September 4, 2025
If you have fair or poor credit, you can raise your credit score by 200 points. Learn how to raise your credit score and why it matters.
Canceling a Credit Card? Your FICO Score Might Not Love It
Credit|
September 4, 2025
Should you cancel a credit card if you have too many? or will it hurt your credit score? learn the right way to cancel a credit card.
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